Our Personal Unsecured Loan allows you the flexibility to borrow money for your high school senior’s graduation party, the scuba diving lessons needed for your trip to the Bahamas, or just to pay your taxes. You can borrow up to two times your monthly income and take up to five years to repay the loan. Financing is based on your own good credit.
Our Unsecured Line of Credit is similar to the personal unsecured loan but allows the added flexibility of being able to draw on any available funds (similar to a credit card) for up to 18 months.
A line of credit will come in handy when you take that trip to the Bahamas and run a bit short on cash – just call us to transfer any available balance into a share draft account. At the end of 18 months the line can be renewed for another 18 months.
Loans against savings, CD’s, and certain investments allow you access to funds that are not available until a future date. If you need to borrow money, but want to leave your investments untouched, a savings secured loan is a great option.
Credit Life and Disability Insurance is offered on all personal loans. Credit Life is designed to reduce or pay off the insured balance on your loan in the event of your death. Credit Disability is designed to pay your loan payments (up to the contract limit) if you become ill or disabled and are unable to work.
