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Members Community Credit Union - Together we're better.
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Phone Icon 563-264-7210
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Locations Muscatine Locations
159 Colorado Street
2915 Cedar Street
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Address Icon 159 Colorado Street
Muscatine, IA
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Rates
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Personal Loan Rates
Loan Term

Rate

Annual Percentage Rate Range And
Daily Periodic Rate Range
Title Secured Vehicles and Motorcycle Loans effective 05/08
12 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
24 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
36 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
48 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
60 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
66 months
APR:
Daily Rate:
6.50%
0.017808%
to
14.50%
0.039726%
based on credit
Open Calculator
72 months
APR:
Daily Rate:
6.75%
0.018493%
to
14.75%
0.040410%
based on credit
Open Calculator
Adjust the above rate for Loan to Value:
Below 80% LTV: -1.00%
80% - 94% LTV: -0.50%
95% - 104% LTV: 0.00%
105% - 114% LTV: +0.50%
115% - 124% LTV: +1.00%
Above 125% LTV: +1.50%

Repayment terms example: A 60 month, $20,000 loan with a 12% APR will have a monthly payment of $444.89. Click the calculator button to figure approximate payments based on different rates and terms.
Title Secured RV & Boat Loans effective 05/08
12 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
24 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
36 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
48 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
60 months
APR:
Daily Rate:
5.95%
0.016301%
to
13.95%
0.038219%
based on credit
Open Calculator
66 months
APR:
Daily Rate:
6.50%
0.017808%
to
14.50%
0.039726%
based on credit
Open Calculator
72 months
APR:
Daily Rate:
6.75%
0.018493%
to
14.75%
0.040410%
based on credit
Open Calculator
84 months
APR:
Daily Rate:
8.00%
0.021917%
to
16.00%
0.043835%
based on credit
Open Calculator
Adjust the above rate for Loan to Value:
Below 80% LTV: -1.00%
80% - 94% LTV: -0.50%
95% - 104% LTV: 0.00%
105% - 114% LTV: +0.50%
115% - 124% LTV: +1.00%
Above 125% LTV: +1.50%

Repayment terms example: A 60 month, $20,000 loan with a 12% APR will have a monthly payment of $444.89. Click the calculator button to figure approximate payments based on different rates and terms.
Auto Loan Disclosures
All loans are subject to approval based on credit union lending guidelines.

All rates are based on the above ranges and determined by individual credit history.

For an example of various repayment terms, please click on the calculate button.

You must be a member of Members Community Credit Union to be eligible for a loan. Membership is open to people living and working in Muscatine, Scott, Cedar, Johnson, and Louisa counties in Iowa and Rock Island County in Illinois, as well as active and retired members of HNI Corporation, its subsidiaries, and their immediate family members.

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