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| Title Secured Vehicles and Motorcycle Loans effective 08/5/10 |
| 12 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 24 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 36 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 48 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 60 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 66 months |
APR:
Daily Rate: |
5.75% 0.015753% |
to |
18.00% 0.049315% |
based on credit |
|
| 72 months |
APR:
Daily Rate: |
5.95% 0.016301% |
to |
18.00% 0.049315% |
based on credit |
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Adjust the above rate for Loan to Value:
Below 80% LTV: -1.00%
80% - 94% LTV: -0.50%
95% - 104% LTV: 0.00%
105% - 114% LTV: +0.50%
115% - 124% LTV: +1.00%
Above 125% LTV: +1.50%
Repayment terms example: A 60 month, $20,000 loan with a 12% APR will have a monthly payment of $444.89. Click the calculator button to figure approximate payments based on different rates and terms. |
| Title Secured RV & Boat Loans effective 08/5/10 |
| 12 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 24 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 36 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 48 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 60 months |
APR:
Daily Rate: |
5.45% 0.014931% |
to |
17.95% 0.049178% |
based on credit |
|
| 66 months |
APR:
Daily Rate: |
5.75% 0.015753% |
to |
18.00% 0.049315% |
based on credit |
|
| 72 months |
APR:
Daily Rate: |
5.95% 0.016301% |
to |
18.00% 0.049315% |
based on credit |
|
| 84 months |
APR:
Daily Rate: |
6.25% 0.017123% |
to |
18.00% 0.049315% |
based on credit |
|
Adjust the above rate for Loan to Value:
Below 80% LTV: -1.00%
80% - 94% LTV: -0.50%
95% - 104% LTV: 0.00%
105% - 114% LTV: +0.50%
115% - 124% LTV: +1.00%
Above 125% LTV: +1.50%
Repayment terms example: A 60 month, $20,000 loan with a 12% APR will have a monthly payment of $444.89. Click the calculator button to figure approximate payments based on different rates and terms. |
| Auto Loan Disclosures |
All loans are subject to approval based on credit union lending guidelines.
All rates are based on the above ranges and determined by individual credit history.
For an example of various repayment terms, please click on the calculate button.
You must be a member of Members Community Credit Union to be eligible for a loan. Membership is open to people living and working in Muscatine, Scott, Cedar, Johnson, and Louisa counties in Iowa and Rock Island County in Illinois, as well as active and retired members of HNI Corporation, its subsidiaries, and their immediate family members. |
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