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| Primary Share and Share Draft Accounts as of 05/08 |
| Primary Share Savings |
.60% |
.60% |
$5 |
$25 |
| Primary Share Draft Checking |
.50% |
.50% |
$0* |
$500 |
For Primary Share and Share Draft Accounts:
Rates may vary after the account is opened.
APYs are accurate as of the last dividend declaration date. |
| Club Accounts as of 05/08 |
| Christmas Club |
1.25% |
1.25% |
$0* |
$0 |
| Vacation Club |
.60% |
.60% |
$0* |
$25 |
| Tax Club |
.60% |
.60% |
$0* |
$25 |
| Kirby Club |
.60% |
.60% |
$0* |
$0 |
For Club Accounts:
Rates may vary after the account is opened.
APYs are accurate as of the last dividend declaration date. |
| IRA Accounts as of 05/08 |
| IRA Shares |
1.50% |
1.51% |
$0* |
$0 |
| IRA Certificate 24 Months |
3.10% |
3.14% |
$1,000* |
$1,000 |
| IRA Certificate 60 Months |
3.50% |
3.56% |
$1,000* |
$1,000 |
For IRA Share Accounts:
Rates may vary after the account is opened.
APYs are accurate as of the last dividend declaration date.
For IRA Share Certificates:
The APYs are accurate as of the certificate effective date. |
| Share Certificates as of 05/23/08 |
| 3 Month Share Certificate |
2.10% |
2.12% |
$1,000* |
$1,000 |
| 180 Day Share Certificate |
2.50% |
2.53% |
$1,000* |
$1,000 |
| 12 Month Share Certificate |
2.70% |
2.73% |
$1,000* |
$1,000 |
| 18 Month Share Certificate |
2.85% |
2.89% |
$1,000* |
$1,000 |
| 24 Month Share Certificate |
3.10% |
3.14% |
$1,000* |
$1,000 |
| 36 Month Share Certificate |
3.20% |
3.25% |
$1,000* |
$1,000 |
| 48 Month Share Certificate |
3.30% |
3.35% |
$1,000* |
$1,000 |
| 60 Month Share Certificate |
3.50% |
3.56% |
$1,000* |
$1,000 |
| 9 Month Share Certificate Special |
3.11% |
3.15% |
$1,000* |
$1,000 |
For Share Certificates:
Early withdrawal penalties may apply on Share Certificates.
APYs are accurate as of the certificate effective date. |
| Money Market Accounts as of 05/08 |
| Tier 1: $0 - $2,499.99 |
.00% |
.00% |
$2,500* |
$2,500 |
| Tier 2: $2,500 - $9,999.99 |
.90% |
.90% |
$2,500* |
$2,500 |
| Tier 3: $10,000 - $49,999.99 |
1.25% |
1.26% |
$2,500* |
$2,500 |
| Tier 4: $50,000 - $99,999.99 |
1.30% |
1.31% |
$2,500* |
$2,500 |
| Tier 5: $100,000 and up |
1.55% |
1.56% |
$2,500* |
$2,500 |
For Money Market Accounts:
Rates may vary after the account is opened.
APYs are accurate as of the last dividend declaration date. |
| Share Product Rate Disclosures |
You must have a primary share savings account prior to opening any other account.*
Fees could reduce earnings.
You must be a member of Members Community Credit Union to open an account. Membership is open to people living and working in Muscatine, Scott, Cedar, Johnson, and Louisa counties in Iowa and Rock Island County in Illinois, as well as active and retired members of HNI Corporation, its subsidiaries, and their immediate family members. |
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