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Let's Make It Happen

Buying a house can be overwhelming, but our mortgage gurus will help with your home sweet loan.

Welcome to Members Community Credit Union!

At Members Community Credit Union (MCCU), we are dedicated to providing affordable, financial services to Muscatine and the surrounding communities. If you’re looking for low-interest loans, stellar savings options, and personalized service, we are the place for you.

Apply for Loan

From auto loans to mortgages and everything in between we are your one stop loan shop.

Become a Member

Establish your membership with a savings account and access all of our awesome products and services.

Our Rates

Your hometown Credit Union has some of the best rates around. Feel free to check them out yourself.

Discover the Difference

Why Choose MCCU?

Low Interest Rates on Loans

Whether you're in the market for a new car, planning home improvements, or looking for the perfect mortgage, The MCCU Lending hub is full-service lending center offering competitive low-interest rate loans designed to be easy and affordable. With our flexible loan options, our loan gurus are ready to help with all of your lending needs.

Fewer Fees, More Savings

At MCCU, we believe in keeping more of your hard-earned money in your pocket. Unlike traditional banks, we offer lower fees on services, so you don’t have to worry about excessive costs. We strive to provide affordable, transparent services for each member.

Personal Banking

From checking and savings accounts to certificates of deposits, and more, Members Community Credit Union offers everything you need for convenient and secure personal banking. Our easy-to-use online and mobile platforms allow you to manage your funds while on the go. Check balances, transfer funds, deposit checks, pay bills AND more —anytime, anywhere with eBranch.

Secure Banking

With scams and fraud galore, security is our top priority. We work diligently to stay on top of the latest trends to ensure your personal and financial information is safe.

Local

We are your hometown credit union. We make it easy, we make decisions locally, we make it happen!

Insured

Your funds are federally insured, similar to banks. As a credit union, this is through National Credit Union Administration (NCUA).

muscatine bridge lit up in rainbow colors with teal border

A Credit Union Built for the Community

As a not-for-profit institution, we are focused on serving members, not shareholders. This means we return earnings to our members in the form of lower loan rates, higher savings returns, and reduced fees. We’re proud to be the only financial institution whose roots started in Muscatine and are still ONLY located in Muscatine.
  • Community Outreach We believe in giving back. MCCU supports local schools, nonprofits, and community events through donations, sponsorships, and volunteer work. By banking with us, you’re directly contributing to your community.
  • Financial Education Helping our members achieve financial success is part of our mission. We provide free financial education resources to help you make informed decisions and plan for a successful financial future.

Join MCCU Today!

Becoming a member of MCCU is easy! Whether you’re a resident of Muscatine or the surrounding counties, you can enjoy the benefits of credit union membership. Experience the difference of banking with a credit union that puts its members first.

At Members Community Credit Union, we are more than just a financial institution, we’re your trusted partner in achieving financial success. Together we’re better.

Dog-Gone

Good Rates

2.25%

APY*

Checking 2.0

5.50%

APR*

60-month Auto Loan

4.00%

APY*

12-month CDs

member's dog mascot murphy wearing blue mccu polo

Don't Take Our Word For It

See What Members Are Saying . . .

S.W.
Member is a good community credit union. Always pleasant faces in the drive thru. Never a bad experience.
M.D.
Always convenient and takes care of all my needs. Been with them since 1976!
R.M.
Friendly people and great service!
C.H.
Great bank and fun environment!
N.A.
Everyone is so nice and they help you out very fast.
R.F.
They did a great job setting up my account. Smooth as silk.