Checking Accounts
Which One Fits Your Needs?
Free Checking – the basic, no-frills checking account
- No fees or minimum balance required
- Free debit card, now digital wallet ready
- Fewer and lower ancillary fees
- Free online banking, eStatements and ART
- Overdraft Protection should you ever go negative
Checking 2.0 – earn more with your money with all the FRILLS

- Same benefits as our free checking account, PLUS the opportunity to earn 2.25% APY* on balances up to $10,000 AND get up to $10 in ATM fees reimbursed each month when you meet the following qualifications each month:
- Make at least 15 debit card purchases
- Enroll and activate eBranch and receive eStatements
- Have a direct deposit or ACH withdrawal of $100 or more.
- Minimum age of 18, business accounts are not eligible
- Limit one Checking 2.0 per social security number
Don’t worry this spiffy account isn’t a special club you have to pay for, it’s FREE and there is no penalty or kicking you out if you don’t qualify…just try again next month.