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Checking Accounts

We only offer two checking accounts and surely one or the other will fit the bill for what you are looking for!

Free Checking – your basic, no bells and whistles checking account

 

Checking 2.0 – the spiffy checking account that rewards you for doing things you already do

  • Enjoy the benefits of our free checking account, PLUS earn 2.25% APY* on balances up to $10,000 AND get up to $10 in ATM fees reimbursed each month when you meet the following qualifications each month
    • Make at least 15 debit card purchases
    • Receive eStatements
    • Have a direct deposit or ACH withdrawal of $100 or more.

Once the month ends, you will receive an email stating whether or not you qualified. Don’t worry this spiffy account isn’t a special club you have to pay for, it’s FREE and there is no penalty or kicking you out if you don’t qualify…just try again the next month.

*APY = Annual Percentage Yield. APY is accurate as of 04/01/2017. Rates may change after account is opened. If qualifications are met each month: domestic ATM fees incurred during the qualification period will be refunded up to $10 and credited to the account on the last day of the monthly statement cycle; the rate of 2.25% APY applies to balances up to $10,000 (balances over $10,000 will not earn APY). APY applies monthly only when qualifications are met. If qualifications are not met, balances earn nothing. Qualifying transactions must post and clear during the monthly qualification period. Transactions may take one or more business days from the date transaction was made to post to and settle.  ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. Membership required to obtain MCCU products: $5 minimum deposit required. Limit one account per SSN. Business accounts are not eligible.

 

Need to REORDER CHECKS?     |     Need to STOP PAYMENT on a check?

 

Disclosures