We like you waaaaaay too much to hide things from you.

We think being upfront about fees is the best way to handle it. Compare our fees to other places in town – ours are lower.

Fee TypeFee Amount (effective 1/1/2018)
Account Reconciliation/Research Fee$25 per hour*
Account Reopen Fee (if previously closed in the past 6 months)$25 per account
ATM Adjustment Fee$26 per item
ATM/Debit Card Replacement Fee$15 per card*
ATM Transactions
Unlimited. No Fee**
ChecksDepends of Style
Check cashed or deposited into your account and returned unpaid$10 per check
Check Copy Fee$4 per check*
(free in eBranch)
Christmas Club
Early Withdrawal Fee
(no fees within first week after opening)
$5 per withdrawal
Coin: < 15 lbs
Coin: > 15 lbs
$0.50 per pound
Copy/Fax (in or out) FeeFirst 2 pages free, $1 per additional page*
Counter Check Fee$3 per sheet of 4 checks
Garnishment, Levy, Judgement, or Legal Order$25 per item
History Printout$1 per page
Inactive Account Fee
(for accounts < $100, excludes members under 18)
$5 per month
(after 6 months of inactivity)
IRA External Transfer Fee$25
Live Telephone TransferNo Charge
Money Market Withdrawal Fee
$3 per item
(first 6 are free)
Money Order$2 each
New Account Closing Fee
(if closed within 6 months of opening)
Non-Sufficient Fund (NSF)/Returned Item Fee$26 per occurrence
Notary ServicesFREE to members
Overdraft Advance Fee$26
Overdraft Transfer Fee
(transfer funds from savings to checking, fee applied to checking)
$4 per item*
Overnight Courier Fee$20
Return Mail Fee$2 per item
Statement Printout$2 per month*
Stop Payment Fee$20 per item*
Teller Check$3 per check
Checking Mailing Fee$5 per check
(free in ePay)
Cashier's Check$5 per check
3rd Party/Signed Over Check Fee$10 per check
Visa Gift Card $4
Incoming Wire$10
Outgoing Wire$20
Outgoing International Wire$30

*May be subject to sales tax.

**Surcharge fees may come from the owner of the ATM.