You probably know it as a CD but there are manys names for it: Certificate of Deposit, Share Certificate, Savings Account Thingy, etc.

How it works:

  1. For Share Certificate options and rates, click here.
  2. Decide how much you want to put in a share certificate. Minimum deposit $1,000.
  3. Choose a term that works best for you. For example, a 24-month term, means you have to keep your paws off of it for 24 months to earn interest.
  4. Open your share certificate, sit back and relax.

One Bump CD

This Share Certificate account has a fixed rate for the term of the certificate until the member exercises his/her right to increase (or bump if you will) the rate to current rate being offered on other accounts with the same term. This “bump” can be done one time at any point during the term of the certificate. Once bumped, the new rate will remain in effect through the rest of the certificate’s term.


Click here for more info.