No one likes to do it but it’s important.

Balancing your checking account or checkbook is one of the most basic habits you should form, early on, for good money management skills. Below is why:

  • Verifies that your checkbook register matches MCCU’s records, as shown on your monthly statement.
  • Helps identify mistakes or fraud. It could also help find a missed ATM withdrawal, debit card purchase, or other transaction that could have caused an overdraft because you didn’t have enough money in your account (and yes this does happen).
  • Monthly is good, but weekly is even better! It’s important to check your account often to monitor transactions and keep it balanced so you have a better idea of how much money you have to spend.

eBranch allows you to view account transactions anytime, day or night. This includes printing/viewing checks that have cleared your account.

eStatements are free and it’s a great way to save them to your computer for future reference. No more piles of papers!

Need more checkbook registers? Swing by either of our branches.

Click here for the basics of checks and how to balance your checkbook.