Leave your wallet at home and pay using your smartphone, tablet or smartwatch. A free digital wallet service like Apple Pay and Google Pay makes paying easier and more secure than ever before.
Simply hold your device near the retailer’s card terminal, and your transaction will be safely and automatically processed, all while not sharing your card numbers or personal information, keeping your info more secure.

Setting Up Your Digital Wallet

Open the Wallet app on your iPhone and tap the (+) sign in the upper right corner and follow the steps to add your MCCU debit card to Apple Pay. Most members will be prompted to verify the addition by entering a passcode received via text or to call Shazam at 866-205-9449, which will connect you to a Shazam rep who will assist you with verification.
Using Apple Pay
- Look for the Pay Wave® or the Apple Pay symbol at the checkout stand. Open your Wallet app and hold your Apple device near the contactless reader.
- Authorize your payment.
- Keep your phone by the reader until it confirms your payment was accepted.
Learn more about adding accounts to Apple Pay.

If your phone doesn’t have Google Pay preloaded, download the app from Google Play. If you already have other cards in your Google account, simply add your debit card by confirming a few details, or add a new card by simply snapping a photo of it. A majority of members will receive a passcode to complete their registration, but if prompted, call Shazam at 866-205-9449 and a rep will assist you.
Using Google Pay
- Look for the Pay Wave® or the Google Pay symbol at the checkout stand. Open the Google Pay app on your device and hold it near the contactless reader.
- If prompted, choose “Credit” regardless of your type of card.
- You also might need to enter a PIN.
Learn more, visit Google Pay support.

Launch the Samsung Pay app on your phone and follow the steps in setting it up. This may include choosing a personal identification number (PIN) or authorizing your fingerprint scan. Add your card using the camera or you can manually enter the information. You should receive a passcode to complete the registration, but if prompted, call Shazam at 866-205-9449 and a rep will assist you.
Using Samsung Pay
- Swipe up or open the Samsung Pay app.
- Authorize with your fingerprint or pin.
- Hold your phone over the card reader or next to the magnetic stripe card reader.
Learn more, visit Samsung Pay support.
Digital Wallet FAQs
Are digital wallets secure?
Yes. Digital wallet services do not send your physical card numbers, which helps eliminate the threat of your private data being shared or stolen.
Is there a cost to use a digital wallet service?
No, the digital wallet options listed below are free to use with your MCCU debit card.
- Apply Pay
- Google Pay
- Samsung Pay
- Garmin Pay
- FitBit Pay
- VISA Checkout (VISA Only)
Will my digital wallet transaction look different in my account?
Transactions using a digital wallet service should usually look like any other debit card transaction. The only exception would be when using Google Pay as it may come through as GOOGNFC, Mobile Purchase, or Mobile wallet.
What if my MCCU debit card is lost or stolen or needs to be replaced?
If you receive a new or replacement card, you may need to go through the initial set-up process again to provide/update the payment details in digital wallet app.
If you believe your debit card has been lost or stolen, call us immediately at 563.264.7210. If it’s after hours, call Shazam at 1.800.383.8000.
For a replacement debit card, contact us at 563.264.7210. Please note, there is a $15 +tax card replacement fee, per card.
What devices offer digital wallet services?
- Apple Pay will work with iPhone models equipped with Face ID or Touch ID, except for iPhone 5s.
- iPad Pro, iPad Air, iPad, and iPad mini models with Touch ID or Face ID
- Apple Watch
- Google Pay will work with almost any device running Android version 4.4 or later that has NFC (Near Field Communication).
- Samsung Pay will work with Galaxy 6/Note 5 or newer.