First Time Auto Buyer Program

Ready to buy your first set of wheels?

Let us help with our First Time Auto Buyer Program, designed to help adults buy their first car while establishing credit history. The application process is easy and the loan rates are low with manageable terms. This program will help guide you on a path to financial success.

The scoop:

  • Must be 18 years or older
  • Active membership of 6+ months and in good standing
  • Borrow up to $15,000 max with downpayment required
  • Participate in financial education (don’t worry, your loan officer will guide you through this)
    • Complete two financial literacy courses in our Zogo app (it’s fun and you might earn yourself a gift card when you complete even more)
    • Fill out a budget worksheet with your loan guru
  • Co-borrower not required

The qualification requirements:

  • Employed at least 6 months at same place
  • 4 paystubs
  • No credit required, however, no outstanding derogatory credit is allowed or unpaid collections.
  • Must be present to sign loan documents

Teal button with Apply Now in white text- click this button to apply for a loan