A Home Equity Line of Credit, also known as a HELOC (pronounced hee-lock) lets you borrow as much as you need, when you need it and you only pay interest on what you’ve used without having to refinance your current mortgage!

FUNd Your Summer, big summer wearing sunglasses and a red popsicle.

HELOC Perks:

  • No Closing Costs* – we’ll cover up to $350 in closing costs
  • Competitive Interest Rate – fixed for the first five years and variable thereafter
  • Just Cash – no hidden fees or prepayment penalties
  • Borrow with Confidence – up to 90% combined loan-to-value
  • Quick, Local Service – close in as little as 15 days*

If you have online banking, log in and click the “Apply for a Loan” section and it will pre-fill your info as you go through the loan application, saving you time.

If you are not a member yet, no biggy. Just click the apply now button to get started.

Teal button with Apply Now in white text- click this button to apply for a loan

*MCCU will pay up to $350 towards closing costs. If property requires a full appraisal, the applicant is responsible for paying the difference and understand the time to close may take up to 30 days. Membership and credit requirements apply. Rates, terms and conditions are subject to change. Federally insuranced by NCUA. NMLS# 6431631.