What it is:

  • 10 year, non-variable mortgage
  • Contact us for the current rate

Why it is awesome:

  • Save  some major cash, plus be mortgage-free in a single decade (sweet, right?!)
  • Convenient payments/transfers using eBranch or set up automatic payments and make it mindless
  • Buy here, pay here. Your mortgage stays right here at MCCU and won’t be sold to another company
  • Interest may be tax-deductible (check with your tax advisor)
  • Pay tax and insurance on your terms (no escrow)

If you live outside of Iowa or Illinois, our mortgage options differ, so please give us a call or stop by.

Teal button with Apply Now in white text- click this button to apply for a loan

*APR = Annual Percentage Rate. Minimum loan amount of $40,000. All loans are subject to approval based on credit union lending guidelines and satisfactory appraisal of your primary residence (second homes and rental properties do not qualify). Any title issues or exceptions may require additional title due diligence or full title insurance at the cost of the borrower. Membership required to obtain MCCU products: $5 minimum deposit required. Equal Housing Opportunity. NMLS # 64631. Federally insured by NCUA.