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Money Machines are crazy convenient!
Members can use our ATMs for free. These are located on the building at each location.
We are part of the Privileged Status Network, meaning there are thousands of surcharge-free ATMs locally, as well as across the US – just look for the Privileged Status network logo. If you would like to locate a Privileged Status ATM near you, click here.
ATM deposits may be subject to a hold.

ATM Deposit Holds
There is a 5 business day hold for all MCCU members that deposit funds in any ATM. Non-members are subject to whatever their financial institution implements.
This is in place to allow ample time to gather and verify the funds to ensure our members protection and prevent debit card losses. While this policy is necessary, we understand it can be inconvenient. To avoid this hold, please consider one of the options below.
- Direct Deposit – quickest and most hassle free way to access your funds, plus it’s free
- Night Drop – perfect if our hours don’t work for you, as this is checked every business day morning
- In person, in the branch – why not stop in and see what we’re up to
- Mail – that’s right, you can even mail your deposit to us, but keep in mind it’s called snail mail for a reason