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Home Sweet Loan!
At Members Community Credit Union, we’re here to help you make the dream of homeownership a reality with a home sweet loan. Whether you’re a first-time home buyer or looking to refinance your current mortgage, we offer a variety of low-interest mortgage loans with flexible terms to fit your budget and lifestyle. Our loan gurus are ready to help you through every step of the process.
We make it EASY. We make our decisions LOCALLY. We make it HAPPEN, because together we’re better!
Click here for our NMLS Numbers.
Types of Mortgage Loans
We offer a variety of mortgage options all with flexible terms, check out the list below. Whether you’re buying, building or refinancing our loan gurus make it easy, helping you through every step of the process.
- In house 7-Year Balloon
- In house 10 and Done (10-Year Fixed)
- In house 15-Year Fixed
- 15, 20, or 30-Year Fixed
- FHA Mortgage Loan
- VA Home Loan
- Mortgage Grants
- Ask about the Mortgage Rate Relief Product and see if you qualify.
First-Time Home Buyer Loans
Buying your first home is a major milestone—one that comes with a mix of emotions and loads of questions. Fortunately, our mortgage gurus have been there, done that. They will help determine how much house you can afford, and if you qualify for downpayment assistance. Our goal is to make the process as stress-free as possible, so you can focus on enjoying this accomplishment.
Fixed-Rate Mortgage Loans
Looking for stability in your monthly payments? A fixed-rate mortgage provides predictable payments and protection for rate fluctuations, so you can plan your budget with confidence.
We will work with you to find the best option that aligns with your financial goals.
Refinance Mortgage Loans
If you’re already a homeowner and looking to lower your monthly payments or take advantage of better interest rates, a refinance mortgage might be the right solution for you. Refinancing allows you to replace your current loan with a new one that has more favorable terms.
Reasons to Consider Refinancing
- Lower your monthly payments with a low-interest mortgage
- Switch from an adjustable-rate mortgage to a fixed-rate mortgage for stability
- Go with a shorter term to pay off your mortgage faster
Contact us today to learn more or apply online and let our loan gurus help you secure the perfect mortgage for your home.
