Disclosures

The fine print

• Membership & Account Agreement
• Electronic Fund Transfers (EFT) Agreement
• eStatement Disclosure Agreement
• Funds Availability Policy
• eBranch Account Access Agreement & Disclosure Statement
• Overdraft Advance Disclosure
• Privacy Policy
• Rate & Fee Schedule for Share Certificates and IRAs
• Rate & Fee Schedule for Share Accounts
• Truth in Savings
• ePay Terms of Service
• Patriot Act Information