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Love your car, but not the payment?
Well, you are in luck, because our auto loans are built for convenience and value. We believe financing your next vehicle should be as stress-free and straightforward as possible. Whether you’re a first-time auto buyer or looking to upgrade to a new or used vehicle, take advantage of our competitive auto loan rates.
- Pre-Approval: Get ahead of the game by applying for pre-approval beforehand, so you know exactly how much you can afford, allowing you to negotiate better deals with dealerships.
- Flexible Terms: With a variety of term options, you choose the repayment period that best suits your budget and financial goals.
- Local Expertise: As a member-owned, local credit union, we prioritize our community and are dedicated to helping members of Muscatine and the surrounding area find affordable financing for their vehicles.
Why Choose MCCU?
At Members Community Credit Union, we take pride in offering personalized service, competitive auto loan rates, and a stress-free financing experience. With us, you’re not just a customer—you’re a member, and your financial well-being is our top priority.
Don’t settle for high-interest rates or complicated loan terms. Choose MCCU’s Lending Hub on Cedar Street for all of your lending needs and know you’ve secured the best deal with a local lender who truly cares.
Rates
| Model Year | Term | APR as low as* |
|---|---|---|
| 2022 - New | Up to 69 Months | 5.50% |
| 2020 - 2021 | 72 Months | 6.00% |
| 2022 - New | 84 Months | 6.50% |
| 2017 - 2019 | Up to 60 Months | 6.50% |
| 2016 or older | Up to 48 Months | 6.50% |
| *APR = Annual Percentage Rate. Auto loan rate, payment and other terms will vary based on the year of vehicle, amount financed and creditworthiness. Rates current as of 9/13/25 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA. | ||