Holy Schnikes! Check out our great LOW mortgage rates!

There is no better time than NOW to refinance your mortgage!

  • 10 and Done – (pay that puppy off in one decade)
    • 2.10% (2.314% APR*)
  • 15 Year Fixed(for when ten is a tad too tight)
    • 2.50% (2.687% APR*)

Both options come with the following perks:

  • Convenient payment/transfer methods using eBranch or better yet set up automatic payments.
  • Buy here, pay here. That’s right, these mortgages stay right here in Muscatine at MCCU!
  • Interest may be tax-deductible, check with your tax advisor.
  • Pay taxes and insurance on your own terms (no escrow).
  • Low closing costs.

Teal button with Apply Now in white text- click this button to apply for a loan

If you live outside of Iowa or Illinois, our mortgage options differ, so please give us a call or stop by.

*APR = Annual Percentage Rate may vary based on loan amount. A 10-year fixed-rate mortgage at 2.314% APR has an estimated monthly payment of $1,388.14 for a $150,000 loan. A 15-year fixed-rate mortgage at 2.687% APR has an estimated monthly payment of $1,001.23 for a $150,000 loan. Estimated payment examples are principal and interest only and do NOT include closing costs, taxes or flood insurance, if required. Minimum loan amount of $40,000. All loans are subject to approval based on credit union lending guidelines and satisfactory appraisal of your primary residence (second homes and rental properties do not qualify). Any title issues or exceptions may require additional title due diligence or full title insurance at the cost of the borrower. Membership required to obtain MCCU products: $5 minimum deposit required. Equal Housing Opportunity. NMLS # 641631. Federally insured by NCUA.